We are in the midst of spring and what better way to celebrate than to rent a cottage with your friends! But it shouldn't be just any random cottage with a lake and forest, it should be absolutely insane! So instead of busting your head trying to find the perfect cottages to rent for a killer weekend in Vermont, just check out the list below!
We seem to forget that Montreal is less than two hours away from Vermont where you can have a perfect weekend getaway! Depending on your budget and the occasion, you can now choose between cheap, normal, expensive and extreme priced cottages to meet all your needs! They are truly great and fun for all your crazy friends. Plus, Vermont has so many diverse activities that you can try like their epic zip-line! So, just click on BOOK NOW when you find the cottage you desire and you can rent it out with VRBO.
Knowing how to manage your money can be tough. Personal finance isn't something that's typically taught in schools, and if you don't have a financially savvy person in your life, you might be left to figure it out on your own.
To help you learn more about money management and how to get more value from the things you do every day, Narcity got in touch with Erica Nielsen, Senior Vice President of Everyday Banking and Client Growth at RBC.
They spoke about tips to help you manage your money, and the launch of RBC Vantage — which gives you access to a comprehensive suite of benefits, interactive tools, rewards and savings available simply by having an RBC bank account.
"Saving money is not impossible and reaching your goals is easier if you start by making a plan," said Nielsen. "Having an incentive in mind can also make it easier to avoid spending your savings on an immediate temptation."
As a first step, a good tip is to take stock of where you are financially and put your goals down on paper. Having both short-term goals (like paying off credit card debt or heading off on a weekend getaway) and long-term goals (such as buying a house) will help inspire you to leave that money alone.
Look for a rewards program that makes it easy to earn points for the things you are already doing every day.
With RBC Vantage, for example, eligible clients can now earn RBC Rewards when using debit. Not only will this give you more ways to earn rewards, it's a big benefit if you don't have a rewards credit card. You can also get access to so many more rewards and savings from great Canadian brands like Petro-Canada and Rexall.
"Whether you're saving up for a big purchase or looking for ways to pay for everyday expenses and purchases, rewards points can play an important role," said Nielsen.
Make Sure You Have The Right Banking Products For Your Needs
It may be hard to know which bank account is right for you. A good place to start is by looking for an account that offers features that leave more money in your wallet – from ways to save on monthly fees and unlimited transactions to savings on ATM fees.
To help you in your search, RBC has launched new interactive tools to make it easy to find the account that best meets your needs and discover even more benefits.
And if you are a student, make sure to check out the new RBC Advantage Banking. The monthly fee on this account is free for full-time students during your studies.
AI-driven tools, like NOMI, make it easier to break down some of the barriers some people might face when managing money, such as not having enough time and not paying close attention to your financial situation. From budgeting to saving, NOMI can help you manage your finances with confidence. (More to come on this!)
You can also use a helpful digital platform like MyAdvisor to create a personalized plan and connect with an advisor in your community, online, by phone or in person.
"Budgeting is a fundamental tool that helps you manage your money and stay in good financial shape," said Nielsen. "It puts you in control of your day-to-day spending and financial future by making you more aware of where your money is going."
Despite this, less than half (49%) of Canadians keep a budget, according to the 2019 Canadian Financial Capability Survey. If you're considering getting on top of your budgeting but feel overwhelmed at the idea, rest assured that you don't have to start from scratch.
Consider a digital tool like NOMI Budgets which does the heavy lifting for you. It takes the math out of money management by recommending personalized budgets for you based on your spending habits, and it can help you stay on track with notifications and reminders.
Setting up automatic transfers from your chequing to your savings account can help you keep up with your savings goals, especially if you tend to spend your income as soon as it lands in your account.
There are also convenient tools out there to help you never miss an opportunity to save. Through RBC's NOMI Find & Save, for example, clients may save money they didn't even know they had. This feature "uses predictive technology" to find extra dollars it thinks you won't miss and automatically moves them into a savings account.
Tired of your wages being devoured by your rent? It may be time to move to Quebec City.
The provincial capital has been named the least expensive place to rent out of the top 24 most populous metropolitan areas in Canada, with a one-bedroom apartment going for a very reasonable $790, according to Zumper's monthly Canadian Rent Report.
That's $90 cheaper than the next most affordable city, St. John's, N.L. — where the median rent for a one-bedroom apartment is $880 — despite Quebec City seeing the largest monthly rental growth rate in the country at 5.3%.
On the other end of the spectrum, Vancouver and Burnaby, British Columbia, have been deemed the most expensive cities for renters, where you can expect to pay $2,000 and $1,750 for a one-bedroom apartment, respectively, knocking Toronto out of the top two spots, "for the first time ever," according to the report.
In Montreal — the eleventh most expensive city on the list, just behind Hamilton and Kitchener, Ontario – median rent for a one-bedroom apartment was down 5.6% from last year at $1,360, while rent for a two-bedroom was unchanged at $1,800, according to the report.
But overall, rent is going up: "16 cities experienced rents on an upward trend, 5 markets went downward, and 3 remained flat. The Canadian rental market seems to be recovering steadily as the trend of growing rent prices in the majority of markets has continued from the previous 2 months," the report states.
Vancouver is still the most expensive, Toronto is second, Calgary is fourth and Ottawa comes in fifth, but overall, Montreal still a comparably affordable place to live for overseas workers, according to this year's Mercer Cost of Living Survey.
Despite the loonie gaining strength relative to the U.S. dollar, "globally, Canada remains a relatively affordable place to live and an attractive destination for remote workers," Gordon Frost, partner at Mercer Canada, stated in a news release.
Using New York City as a baseline, the survey ranks 209 cities according to the cost of necessities such as transportation, housing, clothing, food, and entertainment.
The world's most expensive cities for expatriates are Ashgabat, Turkmenistan; Hong Kong, and Beirut, Lebanon, which climbed 42 spots this year thanks to economic turmoil compounded by the pandemic and the Port of Beirut explosion, according to the report.