I was talking to my girlfriends the other day and we realized something really hilarious. A lot of Montreal men try and look richer than they actually are. It's a very common recurrence. Why are they doing it, you ask? I guess it helps them boost their own confidence and seem more important.
What most men don't realize is - you don't need money to get the girl of your dreams. In order to capture ANY girl in the world you need three things: wit, a good sense of humour and an unmeasured level of self-confidence. Money is not part of the equation. Hunt and purchase are two very different concepts.
So here are some things Montreal men do in order to look rich in the eyes of their potential dates.
1. Brings you to a ridiculously overpriced first date
If he takes you to Maison Boulud for your first date, he obviously really wants to impress you. Unless he's from a rich family, has an outstanding job or is a drug dealer, there is no other way an average guy can afford to bring women to fancy restaurants on first dates.
2. Rents fancy cars specifically for Grand Prix
I have a friend who works at a luxury car rental service in Montreal. She told me that, very often, men rent Ferraris and Lamborghinis to impress their dates and take photos for their Facebook profiles during Grand Prix. Basically, if he picks you up in a Ferrari and then his car miraculously disappears on the next date... well, you know what that means.
3. Posts absurd photos on social media
Ohhh, the classic wrist watch and steering wheel close up. Or even worse, photos of him holding stacks of cash. Pablo Escobar was making around $420 million every week and he never took photos of his material possessions...
4. Name drops
You're on your first date and he casually tells you about that night he chilled with "his homie P.K. Subban" or "his good friend who owns Bell Centre". He's clearly trying really hard to make himself look important.
5. Brags about material things
If he tells you how expensive his belt is or his shoes are, there is a problem. Things like, "I like to shop at Holt Renfrew", should alarm you. Especially if it's your first date and you didn't even ask him where he likes to shop.
6. Posts "boss life" related quotes and/or photos
If you spot him post "inspirational" quotes on his wall such as, "If you woke up broke, then you had no business going to sleep", he's a doofus and he's probably broke.
7. Tells you that he's going to be a millionaire in X amount of years
This is a very common thing guys like to say on a first date. Don't get me wrong, he might very well come up with a crazy Montreal app and become a millionaire one day. However, there is no valid reason for him to declare such things on a first date other than making himself look more important than he actually is. Insecurities much?
8. Acts overly snobby
If a guy refuses to grab a bite at $2 chow mein because it's not fancy enough for him or puts other people down because they don't "dress well", it's obviously a problem. He's putting other things/people down in order to seem more significant than them.
9. Promises to bring you on vacation and get you gifts on the very first date
If he asks you, "Have you ever been to Tiffany's on Sherbrooke? I want to get you something nice from there. You like Tiffany?" RUN! He's trying to buy you. In addition, there are very good chances he's not actually planning to buy you anything LOL.
10. Casually talks about being a big baller
If he tells you about that "crazy time he went to Toronto with his buddies and spent 10 G's in one weekend"... Are you impressed yet? He really wants you to be.
11. Takes you to a Habs game in the red section for your first date
Knowing how to manage your money can be tough. Personal finance isn't something that's typically taught in schools, and if you don't have a financially savvy person in your life, you might be left to figure it out on your own.
To help you learn more about money management and how to get more value from the things you do every day, Narcity got in touch with Erica Nielsen, Senior Vice President of Everyday Banking and Client Growth at RBC.
They spoke about tips to help you manage your money, and the launch of RBC Vantage — which gives you access to a comprehensive suite of benefits, interactive tools, rewards and savings available simply by having an RBC bank account.
"Saving money is not impossible and reaching your goals is easier if you start by making a plan," said Nielsen. "Having an incentive in mind can also make it easier to avoid spending your savings on an immediate temptation."
As a first step, a good tip is to take stock of where you are financially and put your goals down on paper. Having both short-term goals (like paying off credit card debt or heading off on a weekend getaway) and long-term goals (such as buying a house) will help inspire you to leave that money alone.
Look for a rewards program that makes it easy to earn points for the things you are already doing every day.
With RBC Vantage, for example, eligible clients can now earn RBC Rewards when using debit. Not only will this give you more ways to earn rewards, it's a big benefit if you don't have a rewards credit card. You can also get access to so many more rewards and savings from great Canadian brands like Petro-Canada and Rexall.
"Whether you're saving up for a big purchase or looking for ways to pay for everyday expenses and purchases, rewards points can play an important role," said Nielsen.
Make Sure You Have The Right Banking Products For Your Needs
It may be hard to know which bank account is right for you. A good place to start is by looking for an account that offers features that leave more money in your wallet – from ways to save on monthly fees and unlimited transactions to savings on ATM fees.
To help you in your search, RBC has launched new interactive tools to make it easy to find the account that best meets your needs and discover even more benefits.
And if you are a student, make sure to check out the new RBC Advantage Banking. The monthly fee on this account is free for full-time students during your studies.
AI-driven tools, like NOMI, make it easier to break down some of the barriers some people might face when managing money, such as not having enough time and not paying close attention to your financial situation. From budgeting to saving, NOMI can help you manage your finances with confidence. (More to come on this!)
You can also use a helpful digital platform like MyAdvisor to create a personalized plan and connect with an advisor in your community, online, by phone or in person.
"Budgeting is a fundamental tool that helps you manage your money and stay in good financial shape," said Nielsen. "It puts you in control of your day-to-day spending and financial future by making you more aware of where your money is going."
Despite this, less than half (49%) of Canadians keep a budget, according to the 2019 Canadian Financial Capability Survey. If you're considering getting on top of your budgeting but feel overwhelmed at the idea, rest assured that you don't have to start from scratch.
Consider a digital tool like NOMI Budgets which does the heavy lifting for you. It takes the math out of money management by recommending personalized budgets for you based on your spending habits, and it can help you stay on track with notifications and reminders.
Setting up automatic transfers from your chequing to your savings account can help you keep up with your savings goals, especially if you tend to spend your income as soon as it lands in your account.
There are also convenient tools out there to help you never miss an opportunity to save. Through RBC's NOMI Find & Save, for example, clients may save money they didn't even know they had. This feature "uses predictive technology" to find extra dollars it thinks you won't miss and automatically moves them into a savings account.
SSENSE has added a new "sexual wellness" category to its Everything Else department, meaning you can throw a vibrator or some lube into the cart with your Versace floral dress or Comme des Garçons sweater.
they got sex toys on ssense now wtf https://t.co/a6ndA0gL4d
All Canadians are soon going to have to get a little more green. Omar Alghabra, the federal government's Minister of Transportation, announced at a press conference on Tuesday, June 29, that Canada will ban the sale of gasoline-powered cars by 2035.
"To build a greener economy, create good jobs, and put Canadians in the driver’s seat to a net-zero future, our government is accelerating its mandatory sales target of 100% zero-emission vehicles from 2040 to 2035," he later announced on Twitter.
Vancouver is still the most expensive, Toronto is second, Calgary is fourth and Ottawa comes in fifth, but overall, Montreal still a comparably affordable place to live for overseas workers, according to this year's Mercer Cost of Living Survey.
Despite the loonie gaining strength relative to the U.S. dollar, "globally, Canada remains a relatively affordable place to live and an attractive destination for remote workers," Gordon Frost, partner at Mercer Canada, stated in a news release.
Using New York City as a baseline, the survey ranks 209 cities according to the cost of necessities such as transportation, housing, clothing, food, and entertainment.
The world's most expensive cities for expatriates are Ashgabat, Turkmenistan; Hong Kong, and Beirut, Lebanon, which climbed 42 spots this year thanks to economic turmoil compounded by the pandemic and the Port of Beirut explosion, according to the report.