A fresh round of government payments is landing in Quebec this month — and if you work and earn a lower income, this week's Advanced Canada Workers Benefit payment could give you a decent boost.
The Canada Workers Benefit is back for July 2025, and thanks to updated tax data and a few tweaks from the Canada Revenue Agency, some folks could see more cash than usual this time around.
The CRA uses your latest tax return to figure out how much you get, and since most government benefits reset in July, this is when things often shift.
Whether you had a change in income last year or your family situation shifted — like moving in with a partner or having kids — your July tax credit payment could reflect that.
Plus, the CRA makes inflation adjustments every year, and the CWB got a bigger bump than most for 2025.
Here's what to know about the July Canada Workers Benefit payment for Quebec residents, including how much you can get and what it takes to qualify.
What is the Canada Workers Benefit?
The Canada Workers Benefit, or CWB, is a refundable tax credit from the federal government. It's designed to provide extra financial support to people who are working but earning a lower income.
The program includes two components: a base amount for eligible workers and an additional supplement for those who qualify for the disability tax credit.
Payment amounts vary from the federal standard in a few provinces, and Quebec has the highest payouts in the country.
What is the Advanced Canada Workers Benefit?
The Advanced Canada Workers Benefit (ACWB) lets eligible workers in Quebec receive part of their CWB early, rather than waiting to receive it all at tax time.
Instead of getting the full credit when you file your return, the CRA sends out up to 50% of your total annual benefit in advance. These payments are split into three instalments throughout the year. If you also qualify for the disability supplement, half of that amount is included in the early payments too.
There's no separate application needed to get advance payments. As long as you're eligible for the CWB and living in Canada on the first day of a payment quarter, the CRA will issue the ACWB automatically using your latest tax return.
Who is eligible for the Canada Workers Benefit?
To get the Canada Workers Benefit, you need to meet a few basic requirements. You must be a resident of Canada all year and be at least 19 years old (unless you live with a spouse, common-law partner or child, in which case you can be younger).
You also need to have earned income from work and have a 2024 family net income under the limit for your household type. In Quebec, those income thresholds for the base CWB are:
- $23,915.83 for single parents
- $32,356.72 for single individuals with no children
- $39,969.72 for couples with children
- $50,150.04 for couples with no children
You're not eligible if you were a full-time student for more than 13 weeks in 2024 (unless you had a dependant), spent 90 days or more in prison or don't pay Canadian taxes due to diplomatic or similar status.
Plus, to receive the disability supplement, you need to qualify for the Disability Tax Credit (DTC) and have an approved Form T2201 on file with the CRA. Income thresholds for the supplement are higher — for example, a single Quebecer with a disability can qualify with an income up to $36,495.32. Different limits apply based on family type and whether one or both adults qualify.
How to apply for the Canada Workers Benefit
You don't need to submit a specific application for the Canada Workers Benefit — as a refundable tax credit, you can just claim it when you file your federal income taxes.
If you file online, most tax software will walk you through the steps automatically. If you're filing by paper, you'll need to complete Schedule 6 and include it with your return.
For the disability supplement, how you claim it depends on who qualifies in your household. If only one person in a couple is eligible for the DTC, that person should claim both the basic CWB and the supplement. If both partners qualify, only one can claim the basic amount, but each person should complete a separate Schedule 6 to get the disability portion.
Advance payments through the ACWB are automatic. As long as your return — including line 45300 — is filed before November 1 of the benefit period and you qualify for the CWB, the CRA will handle the rest.
How much is the Canada Workers Benefit in Quebec?
In Quebec, the Canada Workers Benefit can add up to a much bigger payout than in other parts of the country — but the tradeoff is that the income thresholds are lower.
The province uses its own formula to calculate the benefit, and the result is that eligible workers here can receive significantly higher amounts. How much you get depends on your income, your family situation and whether you or your partner qualify for the disability supplement.
For the 2024 tax year, here are the maximum yearly amounts for Quebec residents:
- $1,986.80 for single parents ($331.13 per advance payment)
- $3,705.38 for single individuals ($617.56 per advance payment)
- $3,702.59 for couples with children ($617.10 per advance payment)
- $5,778.52 for couples with no children ($963.09 per advance payment)
- $827.72 extra for each adult who qualifies for the disability supplement ($137.95 more per advance payment)
That means the maximum a household could receive — assuming a couple without dependants, both of whom are DTC-eligible — is $1,238.99 in the July advance payment alone.
The amount you get will vary depending on your income. Once your earnings pass a certain point, the benefit begins to shrink — so you could receive less than the maximum even if you still qualify.
Is the Canada Workers Benefit taxable?
No, the Canada Workers Benefit isn't taxable. It's actually a refundable tax credit, which means it's meant to reduce what you owe — or give you a refund if you don't owe anything at all. Even the advance payments you get during the year aren't counted as income, so you won't be taxed on that money.
When are the Canada Workers Benefit payment dates?
The next Advanced Canada Workers Benefit payment is scheduled for Friday, July 11 — marking the first instalment for the 2025-26 benefit period.
These advance payments are spaced out quarterly through the year, giving eligible Quebecers a boost every few months. Two more payments are set to follow:
- October 10, 2025
- January 12, 2026
