Home prices in Quebec haven't stopped climbing, but where you're looking still makes a massive difference in what you'll need to earn to get in the door.
According to the Quebec Professional Association of Real Estate Brokers' (QPAREB) latest residential barometer, covering the second quarter of 2026, the median price of a single-family home across the province reached $523,250, up 5% from a year earlier. That growth came even as overall sales slipped.
To figure out how that translates into real numbers for buyers, we calculated the minimum gross annual salary you'd need to afford a median-priced single-family home in 25 cities and regions across Quebec.
The math follows the standard rule recommended by Canadian mortgage lenders: housing costs shouldn't eat up more than 35% of your gross income. We used a 5% mortgage rate, a 25-year amortization, and the minimum down payment required under current mortgage rules (5% on the first $500,000, 10% on any portion above that). It doesn't factor in property tax, heating, or personal debt, so your real number could be higher.
Here's how far your income needs to stretch depending on where you want to buy:
Abitibi-Témiscamingue
Rouyn-Noranda
Median price: $375,000
Minimum annual salary: $71,039
Val-d'Or
Median price: $409,000
Minimum annual salary: $77,480
Bas-Saint-Laurent
Rivière-du-Loup
Median price: $337,500
Minimum annual salary: $63,935
Rimouski
Median price: $400,000
Minimum annual salary: $75,775
Capitale-Nationale
Quebec City
Median price: $478,000
Minimum annual salary: $90,551
Centre-du-Québec
Victoriaville
Median price: $372,500
Minimum annual salary: $70,565
Drummondville
Median price: $424,950
Minimum annual salary: $80,501
Chaudière-Appalaches
Thetford Mines
Median price: $245,000
Minimum annual salary: $46,412
Côte-Nord
Baie-Comeau
Median price: $275,000
Minimum annual salary: $52,095
Sept-Îles
Median price: $320,000
Minimum annual salary: $60,620
Estrie
Sherbrooke
Median price: $490,000
Minimum annual salary: $92,824
Granby
Median price: $510,000
Minimum annual salary: $96,513
Lanaudière
Joliette
Median price: $475,000
Minimum annual salary: $89,983
Laurentides
Mont-Tremblant
Median price: $487,950
Minimum annual salary: $92,436
Sainte-Adèle
Median price: $557,500
Minimum annual salary: $105,038
Saint-Sauveur
Median price: $647,400
Minimum annual salary: $121,172
Sainte-Agathe-des-Monts
Median price: $534,200
Minimum annual salary: $100,856
Mauricie
Shawinigan
Median price: $316,500
Minimum annual salary: $59,957
Trois-Rivières
Median price: $405,250
Minimum annual salary: $76,769
Montreal
Montreal (metropolitan area)
Median price: $645,000
Minimum annual salary: $120,741
Montérégie
Sorel-Tracy
Median price: $419,000
Minimum annual salary: $79,374
Salaberry-de-Valleyfield
Median price: $451,750
Minimum annual salary: $85,578
Saint-Hyacinthe
Median price: $499,000
Minimum annual salary: $94,529
Outaouais
Gatineau
Median price: $523,500
Minimum annual salary: $98,936
Saguenay–Lac-Saint-Jean
Saguenay
Median price: $370,000
Minimum annual salary: $70,092
AI tools may have been used to support the creation or distribution of this content; however, it has been carefully edited and fact-checked by a member of MTL Blog's Editorial team. For more information on our use of AI, please visit our Editorial Standards page.
- How much does it really cost to live in Montreal vs Vancouver? We did the math ›
- Rent prices have fallen across Canada, but not in Montreal — Here's why ›
- Canada's highest-paying jobs for 2026 were revealed and the top gig might surprise you - MTL Blog ›
- Quebec campgrounds just banned music and nighttime AC, and that's not all - MTL Blog ›
- Here's exactly how much money you need to be 'happy' in Montreal, according to a new report - MTL Blog ›
A Topping Retreat log cabin overlooking Lake Témiscaming.Courtesy of M Real Estate.
One property on the Topping estate overlooks the rapids of the Kipawa River.Courtesy of M Real Estate.
A view of the living area of the red pine cabin from the second floor.Courtesy of M Real Estate.
A wood-burning fireplace made with river stones. Courtesy of M Real Estate.
A wraparound deck overlooking the river.Courtesy of M Real Estate.
A view of the house from the lake, showing the sheer cliff below.© Groupe Venise & Peter Wyslouzil
A view of the lake from the house itself at dusk.© Groupe Venise & Peter Wyslouzil
The screened-in veranda features an outdoor grill and seating area.© Groupe Venise & Peter Wyslouzil
Aerial view of 749, boulevard du Griffon, Gaspé, QC. Right: View out the sea-facing windows.
The combined living, dining and kitchen area of 749, boulevard du Griffon, Gaspé, QC.
The kitchen at 749, boulevard du Griffon, Gaspé, QC.
The loft bedroom at 749, boulevard du Griffon, Gaspé, QC.
The view from 91, route Langlois, Sainte-Flavie, Quebec.Courtesy of Bryan Michaud, Michel Michaud & Amélie Gauvreau
The living room of 91, route Langlois.Courtesy of Bryan Michaud, Michel Michaud & Amélie Gauvreau
The kitchen and dining area of 91, route Langlois.Courtesy of Bryan Michaud, Michel Michaud & Amélie Gauvreau
One of three bedrooms at 91, route Langlois.Courtesy of Bryan Michaud, Michel Michaud & Amélie Gauvreau
The view fromt he uper balcony of 91, route Langlois.Courtesy of Bryan Michaud, Michel Michaud & Amélie Gauvreau

